🏘️ HMO Financing in Canterbury

Expert HMO Funding Made Simple

From student houses near UKC to professional shared rentals in Sturry or Wincheap, we support landlords in Canterbury in securing HMO financing. When regulated advice is needed, we introduce you to FCA-authorised advisers with real HMO expertise.

💼 We Help With

• 🏠 Purchasing or refinancing HMO properties
• 🏢 Mortgages through SPVs or personal names
• 🏘️ Multi-unit properties or semi-commercial investment
• 🔒 Guidance around licensing, fire safety, and regulatory compliance

🤔 Do I Need Experience?

Many lenders prefer experienced landlords, but some products are open to first-time HMO buyers — especially when the rental market fundamentals (like Canterbury student demand) are strong. We help match your profile with the right lenders.

❓ HMO Financing FAQs

💰 How much deposit is required?

Expect 25–40% deposit depending on location and property scale.

🏦 Is SPV financing allowed?

Yes — many advisers support limited company purchase structures for landlords.

📜 What if the property isn’t yet licensed?

Lenders sometimes accept planned licensing, especially with clear compliance plans.

🚀 Next Steps

Tell us about your Canterbury HMO project — we’ll outline lender options and connect you with an FCA-authorised adviser experienced in HMO financing.